The amount paid, often in addition to the interest, to secure a loan. Improvements made to the leased premises by or for a tenant. The stock, commodity, index, or securities contract to be bought or sold under the terms of an investor commitment. The curing of all loan defaults by a borrower to return it to current status. Written evidence from a contractor or supplier of material, surrendering the right to place a lien. Gross profit expressed as a percentage of net revenues.

The disposition of property by condemnation, casualty, or theft. The demand deposit funds are liquid and may be withdrawn at anytime without prior notice. One who creates or executes a promissory note and promises to pay the note when it becomes due. The extent of such coverage may vary from policy to policy. Floating rate bonds have been used in the housing bond market. The stabilized income after vacancy and bad debt allowances that a property is expected to generate. Any construction of buildings or other improvements within the boundaries of a property that increase its value. Gross income minus all expenses, except income taxes. Taking part of an owner's property under the laws of eminent domain. The estimated period of time during which a property can be used by its owner to produce income. Regulations based on safety and health standards that govern design, construction, and materials used in construction.

The taking of private property for public use under the right of eminent domain with just compensation paid the owner and others with an interest in the condemned property. The right to ownership of everything beneath the surface of the earth, such as oil and minerals. The index reports quarterly and annual returns consisting of income and appreciation components. Living quarters occupied, or intended for occupancy, by a household. The delegation of underwriting authority from an investor or agency to the lender.

Zoning on a lot by lot basis, following no prescribed pattern or plan. Form 10-K, which is incorporated herein by this reference. The gift tax value of an existing policy generally approximates the policy's cash value. Interest earned for the period of time elapsed since interest was last paid. The collection of loans held for servicing or investment. The number of residential housing units begun within a stated period of time. Appraiser who is an independent contractor and is paid a fee on a case-by-case basis by lenders or others for performing a property appraisal. In commercial real estate, the highest loan dollar amount that a property can support based on projected income. Defining the rights of security holders is filed as Exhibit 3. Stockholders are legally liable for the debts of the company. The rate of return available on the best alternative investment.

An individual or company responsible for the daily and long range management of the operations of a property. The dollar difference between mandatory commitments and inventory loans divided by pipeline dollar volumes adjusted for fallout. Extensive renovation intended to cure obsolescence of a building or project. The percentage of space or units that are leased or occupied.