Schedule C is required to deduct writing expenses from writing income. There's nothing quite like purchasing your first home. From the telephone refund to home-energy credits, don't file until you read this article. If your income was low enough, you might be off the hook. To be extra safe, snap pictures of your donations and keep a written inventory. Trust me on this one, your accountant will appreciate the break from the rush. The rules are now tougher, but that doesn't mean you can't minimize or even avoid this tax. Here's how to tap retirement accounts without getting socked with early withdrawal penalties.

While it doesn't make sense to make less income just to qualify for a tax break, shifting income from one year to another may sometimes be a smart thing to do. The focus of this section is on tax and related issues. Whatever big financial moves you face, it pays to be prepared for the taxman. Schedule an appointment for a time when your tax accountant isn't busy. If you sold stocks that were given to you as a gift, you'll need to show this on your tax bill.

This is the time of year to pay attention to the income levels at which various tax breaks phase out. Got a job? If you have, you'll most likely be paying income tax on it. If your stock options are still above water, count your lucky stars. Paid mostly on share purchases and property, this ancient tax has become more prominent in recent years. Our six-part guide covers all the basics about making a will.